Real Solutions to Your Debt

Comprehensive Resources for a Variety of Situations

Depending on your level of debt, as well as the financial resources that you have available, there are a wide range of debt management solutions that our team at Debtor Advisory can offer. We can help you regain your financial stability. From negotiations with creditors to filing for bankruptcy or knowing when to not take action at all, we are able to provide a list of options and give you advice on choosing the correct option that matches the needs of your situation. Whatever services you choose, trust us to provide useful information regarding your rights as a debtor.

Your debt solution options include:

• Debt repayment

  Improve your financial well-being and get out of debt faster than you would with your current debt agreements/ contracts with credit counselling or debt pooling programs. Pay back what you owe and get your life back on track.

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• Consumer proposals

  We can arrange for a partial repayment of your debt while also having debt collectors stop calling by filing a consumer proposal. Typical reductions range from 50 – 80% of the total debts owed.

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• Debt settlement

  If you are struggling with serious financial issues or looking for an alternative to bankruptcy, we can help you reach a debt settlement. This option is only practical for a small percentage of debtor circumstances.

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• Bankruptcy

  Bankruptcy may be the most cost-effective solution to fix financial problems and keep debt collectors from calling you. We can assess your situation and advise accordingly. Although bankruptcy is touted as the last resort for the debtor, for many consumers’ circumstances, this is the best alternative and can often discharge all debts for pennies on the dollar.

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• The do-nothing option

  Everyone has different circumstances regarding their finances. Some consumers are actually in a position where they are simply unable to repay or choose to not repay their debts. We can determine if refraining from taking action at this time is in truly in your best interests.

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You don’t have to be indebted to creditors for the rest of your life. Everyone feels bad having to resort to these options, as we are conditioned to believe that not paying your debts somehow make you a bad person. WRONG! But your finances are where they are. You have done nothing wrong, and have not likely committed any legal offenses. You simply need to make smart business decisions based on your family’s best interests, not your creditors! Large institutional creditors not need your money as they make a large part of their profits from the fractional reserve banking system. Let us help relieve the stress that debt causes while providing the resources for financial freedom and peace of mind. Schedule your free consultation with Debtor Advisory Canada by contacting us today at (800) 659-9504!